100+ Ways to Manage Your Time and Money and Stress Less

You know the saying, ‘Time is Money’?

I know, I know - this is a health and fitness blog - why am I talking about money and time?

Because saving time and money means less stress for you.

Also, even though the two areas (money and/or time management and health) appear somewhat unrelated, they have a LOT in common. Mostly that you’ve developed habits around both and you have autopilot behaviors that may ..or may not …take you where you want to go with either.

However, what I’ve seen is that once you get a handle on one, it’s easier to apply the same principles to the other one.

For example, you probably manage your money and your time the same way you manage your health. You’re either Type A - have a good idea of what you have saved, how much you will earn this week/month/year, know what you’re spending it on, are pretty disciplined about spending, and you’re mindful with your purchasing habits. You’re proactive, putting money away for the future, knowing that sure it would be tons of fun to splurge more often, but you're thinking long term and know you’ll want to have something to fall back on in the future.

Same with your health. You’re either super aware of what’s going on with your health, you’re pretty diligent about eating vegetables, not loading up on processed food or added sugar. You have the occasional treat but it’s done mindfully, not emotionally. OR you’re more of a ‘live for today’ type, enjoying every delicious opportunity that appears in front of you and giving in to every inclination to comfort eat that comes along.

Also, the fact that you might not be great with money or have a solid knowledge about what’s going on with yours might lead to some low grade, chronic stress, which isn’t great for your health. You might not have full on panic attacks but the constant worry going on in the back of your mind about it is going to have some eventual side effects on your health.

Take a look and see if there are a few things here that might help you save money and stress!

  • Prep and pack Mason jar lunches

  • Batch cook - double the recipe and cook extra to freeze for later

  • Use a Bullet Journal instead of a planner to get more done in less time

  • Organize your refrigerator to prevent spoiling food and wasted money

  • Use an Instant Pot to make your own yogurt

  • Make your own salad dressing instead of buying prepared

  • Use a Vitamix to make your own nut butter

  • Make your own flour

  • Make your own yogurt pouches

  • Use grocery rebate apps like Ibotta and Checkout51 to get cash back on groceries

  • Bulk shop for pantry staples

  • Make your own baking mix for pancakes or quick breads

  • Go Meatless on Mondays (go to www.meatlessmonday.com for ideas!)

  • Try the Grocery Budget Makeover and slash your grocery bill

  • Get a SodaStream and stop buying expensive soda or seltzer

  • Use an Instant Pot to maximize your time cooking dinner

  • Make your own water flavoring

  • Meal plan to save money on last-minute takeout meals

  • Get a filtration system, like a Brita and reusable water bottle and stop buying overpriced bottled water

  • Make your own bread

  • Learn to can vegetables

  • Shop your pantry. Use up the items that have been sitting in there that you may have forgotten about

  • Buy dried beans instead of canned

  • Make your own oatmeal packets

  • Stop paying late fees on credit cards (set a reminder on your phone or sign up for autopay!)

  • Cancel your gym membership and workout at home

  • Refinance your home if your mortgage interest rate is high

  • Use credit cards with membership rewards programs like American Express

  • Organize linen closet with bins for medicines, first aid, baby items, sheets, pillowcases

  • Use vertical storage to get clutter off the floor

  • Create appt reminders so you don’t forget appointments and incur no-show fees

  • Evaluate your car insurance to avoid overpaying

  • Stack your errands to save money on gas and wear and tear on your car

  • Set up a home organization station like this one (from atcharlotteshouse.com) to keep family members organized

  • Outsource time-consuming tasks like lawn care

  • Use a home cleaning schedule to keep your home neat and clean, stop wasting time cleaning rooms that are hardly used or seen

  • Pack your lunch night before and streamline your morning routine (Psst… lunch bags don’t have to be fug! THIS ONE is adorable!)

  • Set up Help Yourself snack bins for your kids

  • Get into the habit of going to bed earlier and get more sleep (want to know how your sleep impacts productivity?)

  • Maximize your gym time by doing more circuit or HIIT-style workouts

  • Use a purse insert to save time and stay organized

  • Pack emergency items, paper towels, trash bags, extra clothes, back up snacks, and water in a Car Box

  • Make your own ice packs (here are five different ways to do it)

  • Purchase refurbished electronics.  Amazon now offers certified refurb items on their Amazon Renewed site. You can get refurbished smartphones, computers, laptops, tablets, home and kitchen appliances, game consoles, office products, and more!)

  • Make your own jewelry cleaner (Here’s how!)

  • Use washable microfiber cloths for cleaning

  • Wake up earlier and be more productive before the day starts (Click here for tips on better sleep)

  • Make your own 2nd day hair spray (xoJane.com has a great recipe here!) cut your shower time in half

  • Make your own disinfectant wipes

  • Shop with the season, buy things during the time of year they usually go on sale

  • Use Amazon Subscribe and Save to save you the time and hassle of shopping for items you use regularly

  • Use flickering LED lights instead of candles. Romance AND safety!

  • Make your own spice mixes instead of buying expensive premade ones (Wellnessmama.com has 14 recipes right here!)

  • Use Rent the Runway for formal dressing occasions – don’t buy outfits you’ll only wear once!

  • Create a capsule wardrobe and stop buying clothes you won’t wear (Don’t know what a capsule wardrobe is or how to create one? Click HERE)

  • Buy brand name preloved clothes on poshmark and thredup

  • Buy higher quality items in classic styles and wear them for several seasons instead of buying cheaper, trendier, disposable clothing every few months

  • Shop around for travel deals using websites like Expedia or Trivago

  • Use the Gas Buddy app to find the cheapest gas in your area

  • Order car parts online (Did you know you can buy replacement side mirrors on Amazon??)

  • Maintain your car to keep it running longer! Make sure to regularly check your air pressure, change your oil, and change your air filters! (Get your air filters on amazon and change them yourself instead of paying the dealership an arm and a leg to do it!)

  • Shop at stores (like Kroger and Costco) that offer points to use as discounts on gas 

  • Subscribe to Kindle Unlimited or  Book Bub for deals on ebooks

  • Buy an Entertainment book and find coupons for local attractions

  • Find deals for local events on Groupon

  • Use Redbox to rent movies and video games

  • Cancel cable and stream your entertainment with Netflix, Hulu, and Amazon using a Firestick, Apple TV, or a Playstation console

  • Get active and find a local ‘Get Started in Sports’ program near you

  • Use your local library to check out books instead of buying them at a bookstore or ordering from Amazon

  • While you’re at the library check out movies instead of seeing them in the theater

  • Host a Moms’ Night In instead of going out. Play Bunco, host a book club, or a craft night! Need more ideas? Check here.

  • Buy pre-owned games and game systems at GameStop

  • Take a Staycation – explore your own town or county and find some hidden gems

  • Use reusable snack bags Bumkins Reusable Snack Bag Small 2 Pack, Crocs & Turtle (B2)

  • Make your own play-doh

  • Organize a mom swap

  • Buy a Cricut or Silhouette cutter and make your own party decorations

  • Shop consignment sales for deals on gently used toys and clothes

  • Buy discounted gift cards on Raise.com ahead of time if you know you are shopping at certain stores

  • Buy themed items for next year the day after it happens this year – Halloween costumes, Valentine’s Day cards, Christmas decorations, Thanksgiving place settings

  • Use ebates.com or mrrebates.com and get money back on your online purchases

  • Stop spending too much! Use the Krazy Koupon Lady’s stock up price list!

  • Go on a cash diet – take your credit and debit cards out of your wallet and replace it with cash – you’ll be less tempted to spend money

  • Use Earny to get cash back (it scans your email to find receipts and gets your cash back if it finds a cheaper price elsewhere)

  • Use Snipsnap app to find coupons for in-store and online shopping

  • Look at Groupon Goods

  • Watch Amazon’s Lightning Deals feed to snap up big discounts that are only available for a limited time

  • Schedule “leftover night’ on your weekly meal plan to make sure you use up anything that didn’t get eaten during the week. (Want more help creating a family menu plan? Click here!)

    Pssst… Want my healthy recipes and printable workouts? 

They’re all yours! Get access here:

Disclaimer: I am not a medical doctor or Registered Dietitian. The information presented is purely to share my experience and for entertainment purposes. As always, check with a doctor before making any fitness or nutrition changes. The author and blog disclaim liability for any damage, mishap, or injury that may occur from engaging in any activities or ideas from this site.